A trip abroad is an exciting experience. But you should think about a suitable foreign travel health insurance in advance so that the holiday does not become an expensive claim. Travel insurance is indispensable, especially for stays over a longer period of time.

But why is travel health insurance so important in the first place?

Return transport to the home country

Anyone who falls ill or suffers an accident during their journey wants to return to their home country immediately. However, the costs for repatriation to Germany can quickly rise into the four-digit range. In order to protect yourself from the extremely high costs, a contract should be chosen in which medically sensible repatriation is included in the scope of insurance. The statutory health insurance companies usually do not cover the costs, even if it is a medically necessary return transport. However, repatriation can reach existence-threatening sums, which is why you should definitely take precautions with foreign travel health insurance.

Standard rates for treatment abroad

Abroad, the rates applied by doctors for treatment often differ significantly from the usual costs for medical treatment in the home country. However, since statutory health insurance companies only cover the standard rates, everything that exceeds this amount must be paid locally out of pocket.
So if medical treatment is necessary, even if only for check-ups, it can be taken care of by travel insurance.

Social security agreement is not enough

Anyone who is a member of a statutory health insurance company has insurance cover in countries that are part of the social agreement, but only with the benefits and conditions customary locally. However, these are quickly exceeded, so that patients have to pay additional high costs out of their own pockets. TravelSecure international health insurance offers, among other things, the protection to pay for additional costs if the covered benefits of the statutory health insurance are exceeded.

All medical services included

The advantage of international travel insurance is that it does not only serve to cover the costs of inpatient hospital stays abroad. Everyday outpatient treatments are also fully covered by the supplementary insurance. Dental treatment abroad is also covered by the insurance, some of which is not covered by statutory health insurance. This includes costs for pain-relieving dental treatments, but also simple fillings and repairs of existing dentures.

Reimbursement of costs for medication

On vacation, there is not always the danger of an accident. Even everyday illnesses can become a real burden on vacation. The most common illnesses abroad include sunburn, diarrhoea, stomach problems and food intolerances. If you have not packed enough medication in your luggage in advance or if it is running low, you must visit a doctor or pharmacy on site. However, medicines abroad can quickly exceed the conventional costs of domestic pharmacies. A foreign travel health insurance covers the costs of necessary medication in full.

Travel insurance letters for complete peace of mind

A trip should be able to be enjoyed carefree. So-called cover letters are suitable for this, similar to those for your own car. Here, however, for your own health. Travel insurance letters are a travel insurance policy that complements the already very extensive protection of foreign travel health insurance.
The TravelSecure Travel Protection Letter Corona, for example, also covers costs incurred in connection with a Corona infection. These can include costs for not participating in the trip, but also treatment abroad and repatriation if transport is refused due to the infection.

Furthermore, travel insurance covers rebooking costs, but also costs for travel extensions due to illness or corona infections. Anyone who has to interrupt their trip prematurely due to an infection with the corona virus will be paid proportionately for the costs of the unused travel services.

Many people are increasingly deciding spontaneously to go on vacation or fly. Sometimes you can even make a real bargain if you rely on last minute trips. But what do you have to pay attention to if you want to fly spontaneously on holiday?

Plan early or use last minute?

While some plan their vacation a year in advance and queue up early at the travel agency, some still rely on spontaneous offers. Especially at a time when the corona pandemic made travel more difficult and travel restrictions were the order of the day, last-minute trips were all the rage, because you often had to postpone or rebook your travel plans.

If you look in travel agencies or online agencies, you will actually find the best bargains for cheap package tours far in advance. Cheap offers are often bought by tour operators a year in advance, but the cheap offers are only available to a limited extent. If gone, then gone is the motto, which is why early bookers also like to plan for the long term. But more and more travel enthusiasts are relying on more spontaneous bookings, so that the tour operators are also increasingly postponing the early bird offers to the winter of the previous year.

But if you are sure where you want to go next year, you should still not wait too long and book your summer vacation for next year early. If there are any problems, you can usually rebook or cancel the trip planned in advance free of charge.

Be flexible

If you don’t have any plans for your next vacation yet and are flexible, you can still get a bargain on last minute trips. If the cheap offers have been gone for a long time, you can still get a good deal at short notice as a last-minute holidaymaker if you are not concerned about a specific destination, a certain hotel or high demands. Especially if you are open to offers that do not offer the high luxury, there are also some good travel offers in a timely manner.

What are the regulations in the destination country ?

Although the entry requirements in most countries have long since been overturned, of course you have to find out about the respective requirements even for a last-minute trip. There should therefore not be too little time between booking and departure, because often a lot has to be organized for the time of the vacation.

If the trip is planned abroad, the important identification documents must of course not be missing. If a passport has expired, it should be renewed before you decide to travel last minute, as the issuance of the passport can also take some time.

Refresh vaccination protection

Not only the corona vaccination is important if you want to travel. Other vaccinations can also be important, depending on which country the trip is to go to, holidaymakers should definitely make an appointment with their doctor to have their vaccination protection refreshed.

Check insurance

Anyone who likes to travel a lot should have travel insurance. However, what is covered in the respective insurance contract is often lost. Before leaving, it is therefore advisable to take a look at the policies and, if necessary, upgrade the insurance with new clauses so that you are protected against eventualities in the holiday destination.

Tips for a small budget

If you have already saved on your trip, you can keep your holiday budget low with other tips. For example, flights during the week are cheaper than departing on weekends, all-inclusive saves expensive food in restaurants and rooms with an extra bed are cheaper than large family rooms.

Deserted picture-book beaches in prime locations, luxurious hotels, with a service that leaves nothing to be desired or exclusive cruises to the most beautiful places in the world. Holidaymakers who have the necessary financial means at their disposal can choose from numerous offers that meet their needs. It doesn’t always have to be long-distance trips that guarantee a first-class holiday. There are also destinations in Europe that offer pure luxury and extravagance.

One of them is the formerly sleepy fishing village of Saint Tropez on the Cote d’Azur, which was discovered by the international film industry in the middle of the last century and has been one of the favourite destinations of the Haute Volée ever since. Where small wooden boats used to set out to fish, the largest and most expensive yachts are now anchored. Filmmakers from all over the world stroll along the harbour and stay in the town’s luxury hotels. Not far from Saint Tropez is the tiny state of Monaco. It is not only famous for its glamorous princely family or the Monte Carlo Rally , but first and foremost for the noble Casino de Monte Carlo, which has served as a film set countless times.

For more than 150 years, the world’s high society has indulged in gambling. If you don’t manage to visit this Monegasque landmark in person, you can also switch to offers on the Internet and immerse yourself in the dazzling world of online casinos. A real pleasure, because attractive chances of winning are also tempting on the net. JackpotPiraten Casino is currently on everyone’s lips, because this is the first online casino with a German license, which means that you play in a completely safe and legal environment.

In addition, JackpotPiraten offers an attractive bonus with which you can top up your customer account right at the beginning. Here you can find information on how to use the JackpotPiraten Casino bonus correctly. Although this is no substitute for a visit to the Casino de Monte Carlo, it is a pleasant alternative and a fun pastime for friends of gambling. If you prefer to combine a luxury trip with winter sports, you will get your money’s worth in St. Moritz. The Swiss Alps guarantee snow, and slopes that are ideally groomed for perfect skiing fun. In addition, glamorous luxury hotels attract high society from all over the world every year.

Orient instead of Occident

For holidaymakers looking for something special, the Orient is also at the top of the ranking. Dubai is clearly at the top of the hit list. In this metropolis of superlatives you will find the most expensive and extravagant hotels of all. Among them is the prestigious Burj al Arab. This sail-shaped building houses the only 7-star hotel in the world and is considered the landmark of the emirate. In Oman, too, a number of exquisite hotels offer a sophisticated holiday in a class of its own. Fairytale temples made of marble, gold and crystal invite you to enjoy the oriental splendour up close. If you travel there in the summer months and prefer a cooler climate, you should visit Salalah . This dry desert area turns into a colorful sea of flowers during the monsoon.

Dream beaches and luxury resorts

People looking for the sound of the sea, crystal clear waters and endless white sandy beaches will find their holiday paradise in the Maldives. There you can even book individual islands exclusively for yourself. Alimatha is hard to beat in terms of luxury. This palm-covered island has only one resort, which is of breathtaking beauty. The Seychelles also offer turquoise blue sea and white sand. It is not for nothing that the coasts are regularly awarded as the most beautiful beaches in the world. The advertising industry also discovered this for itself and filmed the Bacardi and Raffaello commercials in La Digue , among others. Of course, the hotels and resorts of the Seychelles also charge for this beauty.

Another tip for a luxury holiday on picture-perfect beaches with magical underwater worlds is undoubtedly Bora Bora. This remote South Sea island is one of the most expensive holiday destinations in the world. If you want to experience the whole magic of this island, it is best to rent one of the exclusive water bungalows. They have glass floors and tables that allow an unobstructed view of passing rays, sharks or barracudas. Tropical holiday dreams also come true in Mauritius. There, a magnificent coral reef, exclusive hotels and numerous water sports opportunities away from mass tourism beckon.

Sports holidaymakers and hikers spend a large part of their holiday in the great outdoors. That is why this group of tourists attaches particular importance to sustainability and environmental protection. The Vorarlberg-based manufacturer Alpin Loacker attaches particular importance to high quality and environmentally friendly production in its production. Below we would like to introduce you to a selection of the products:

Men’s Outdoor Clothing

The men’s product range consists of:

• Men’s Merino Underwear (Boxer Shorts, Long Underpants, Socks)
• Shirts
• Hoodys
• Jackets
• Hats & Headbands
• West
• Hiking pants
• Walking shoes
• Glasses

The men’s underwear is made from the popular merino wool. Merino wool has many positive properties that are especially advantageous in the sports sector:

• Due to the special fineness compared to conventional new wool, it does not scratch
• Natural wool smells less quickly than synthetic materials
• Wool textiles provide particularly good protection against the cold

A great advantage for nature is that sheep’s wool textiles can later be processed into rice wool.

Hiking poles

Hiking poles support the joints – especially when descending from the mountain. This saves a lot of energy to move safely in nature. Who would want to do without their trekking poles when hiking? You should pay particular attention to the correct adjustment of the hiking poles. So the hiking poles should always be adapted to the terrain. The pole should be set a little longer on the descent and shorter on the ascent. In general, however, it should be adjusted so that the hand can grip the handle well when the arm is at right angles to the floor. The forearm is parallel to the floor and bent at the elbow.

Alpin Loacker offers foldable touring poles, aluminum telescopic and carbon telescopic hiking poles in its online shop. These are made of lightweight aircraft-grade aluminum or super lightweight 3K carbon.

Sleeping bags

Whether in summer or winter: Without suitable down sleeping bags, the night becomes torture and so does the next day in the mountains. Especially recommended for year-round hikers is the Down Pro 3 Seasons Down Sleeping Bag. With a weight of just 860 grams, it is easy to transport. If you prefer to travel in summer, you can save another 400 grams of weight with a summer sleeping bag.

Grödel

Grödel are the ideal upgrade for your hiking boots when hiking or trekking in icy or slippery terrain. The shoe offers good grip on both flat and hilly surfaces. With 18 nails per Grödel, the risk of falling is greatly reduced and mountain hiking in autumn, winter and spring becomes a real pleasure again. These shoe hangers are also suitable for running in ice and snow.

The features at a glance:

• Winter hiking, trekking
• elastic silicone – secure hold on (almost) any shoe
• Durable stainless steel
• 18 spikes per Grödel
• light: 415g per pair

Outdoor Clothing for Women

The Merino Thermo clothing is particularly suitable for jogging, skiing, climbing, hiking and mountaineering. The women’s range is similarly extensive to that of men’s outdoor clothing:

• Shirts
• Women’s Merino Underwear
• Warmers
• Insulating jackets
• Headbands and caps
• Walking shoes
• Coneflower
• Softshell Jackets